If I have to transfer my medical aid due to a change of employer, how does this affect me?


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Employees of a new employer group joining NHP from another fund with 10 or more members are entitled to join the Fund with the same conditions (state of health) and exclusions as were applied by the fund they have just left. Such members have a period of 3-months to join the Fund. Thereafter, the normal Rules of the Fund as defined shall apply. The provision of a medical history applies to any person who wishes to become a member of the Fund, even if he/she does join the Fund within the defined 3-month period. A special application to waiver this condition may, however, be made to the Board of Trustees in writing.

 

Members and their dependants transferring from another medical aid fund will enjoy benefits from day one, with the same terms and conditions (state of health) as accepted by the previous medical aid fund, provided such members and dependants were members of the previous medical aid fund for a minimum period of at least 2-years and were not without any form of medical aid fund cover for a period exceeding 3-months.

 

The Fund reserves the right to place exclusions on pre-existing conditions should a person not apply for membership within 3-months of becoming eligible for membership with the Fund. The Board of Trustees reserves the right to impose exclusions, in respect of pre-existing conditions, for a 12-month period after the initial date of joining.

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