Gold [2019]

Contributions start from
N$ 3,646.00
for an individual principal member

The Gold benefit option offers the most comprehensive benefits for both major and day-to-day medical expenses. This benefit option is considered ideal for members wishing to ensure that their medical costs are covered to the greatest extent. The Gold benefit option is best suited for members who are older and whose health risk is high, as well as members requiring extensive chronic medication and orthodontic treatment.

Please note: All services are paid at 100% of the NAMAF benchmark tariff, unless indicated to the contrary..

Roll-Over Benefit

For diligent management of your healthcare expenditure:
PrincipalN$ 6,810.00
Adult/Special dependantN$ 1,740.00
ChildN$ 1,740.00

Example Roll-over Benefit:
(Principal member + spouse + two children) = N$10,660 per year.


  • Flu vaccines are covered as part of the Preventative Care benefit.
  • Vitamins under specific conditions to be authorised from the chronic medication benefit.
  • Limited benefit for vitamins available under 2.1.4. above, without a prescription.
  • NHP pays for contraceptives (oral and injections) limited to N$220 per claim.
  • Sunblock may be purchased at pharmacies under the Self-medication benefit.
  • Pre-authorised travelling costs for specialist referrals in Namibia partly covered if residing more than 150km from Windhoek - Accommodation included, limited to N$750 per night, maximum of 2 nights per family per annum.
  • No basic dentistry will be covered under the oral surgery benefit.

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