Titanium [2019]

Contributions start from
N$ 2,323.00
for an individual principal member

The Titanium option is a “traditional” type benefit option offering members the comfort of peace of mind benefits whilst remaining affordable with well-structured sub-limits in respect of day-to-day expenses. This benefit option is typically aimed at the young family who prefers the security of a structured benefit package. As per the previous benefit option, the “per family benefit” concept also applies whereby benefits are not reserved on a per beneficiary basis. Instead members are able to access the family benefits to access the overall family benefit should he or she need it.

This benefit option offers comprehensive benefits for both major and day-to-day medical expenses and is ideal if a member needs comprehensive cover for medical costs. With a generous Overall Annual Limit and high day-to-day benefits, this benefit option is better suited to members whose health risk can best be described as low to moderate.

Please note: All services are paid at 100% of the NAMAF benchmark tariff, unless indicated to the contrary.

Roll-Over Benefit

For diligent management of your healthcare expenditure:
PrincipalN$ 3,470.00
Adult/Special dependantN$ 715.00
ChildN$ 715.00

Example Roll-over Benefit:
(Principal member + spouse + two children) = N$4,975 per year


  • Legend:
    • OAL = Overall annual limit
    • SPA = Subject to prior approval
  • Flu vaccines are covered as part of the Preventative Care benefit.
  • Vitamins under specific conditions to be authorised from the chronic medication benefit.
  • Limited benefit for vitamins available under 2.1.4. above, without a prescription.
  • NHP pays for contraceptives (oral and injections) limited to N$220 per claim.
  • Sunblock may be purchased at pharmacies under the Self-medication benefit.
  • Pre-authorised travelling costs for specialist referrals in Namibia partly covered if residing more than 150km from Windhoek - Accommodation included, limited to N$750 per night, maximum of 2 nights per family per annum.
  • No basic dentistry will be covered under the oral surgery benefit.

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